I know I don't really post here much anymore, and when I do it's because the universe has conspired to fuck me over. It's happened again.
The other morning, my furnace quit working. After having my husband look at it and determining that he couldn't fix it, we called the repairman out. He delivered the awful news. It's broken. Completely broken. "You're lucky the house didn't burn down" broken. He said it would be cheaper to replace than fix, but quoted both for me. He then told me to have another guy out to give a second opinion. I did. Second guy concurred, gave me a higher quote. Then I cried.
It's going to cost ~3k to replace, and just over 4k to fix. I can get my hands on about 1k of this, but I don't know where I'm going to get the rest. My mortgage company has given me until 15th to fix it, because it being broken makes the house "unlivable" and therefore means we'll be in default of the mortgage contract. My homeowners insurance (which is through the mortgage company) won't cover it because it's due to "standard wear and tear". I've looked in to assistance programs but we don't qualify for any of the ones I have found. I don't know how I'm going to do this.
I've made arrangements for the kids so that they have a warm place to sleep at night, but that still leaves me pregnant, cold, and scared. If I can't get the money together by December 14th, we're going to be homeless, and I'm due to deliver in January.
I don't know what to do. I have no other family to turn to. All my local friends are more broke than I am. I am completely desperate, which is why I'm turning to you.
I've set up a Paypal for donations. I understand Paypal makes some people more comfortable, but if you want, you can message me, I'll give you my address so you can send it straight to me. I wish I had some kind of talent to offer you, but the only things I can make are baby blankets, basic scarves, crocheted fingerless gloves, and fudge. (if you'd like me to make any of those for you, I'd be more than will to, just know that it won't be until early February that I'll be able to get around to making and shipping them).
Please, I'm begging. Anything anyone can do to help would be so greatly appreciated. I'm terrified that this time next month, my son and I are going to be homeless. Please.